Scott Thomas here with stewardship
matters here to talk about social security in divorce strategies did you
know if you are married at least 10 years then you got divorced you can
claim an ex-spouse did you know even if your ex-spouse has not claimed you can
claim on them provided they would be at least age 62 did
you know claiming on an ex-spouse does not reduce their benefits and they will
likely never even know it did you know if you were married at least 10 years
and then you got remarried after each 60 then you can choose either your prior
spousal earnings record in age or utilize your current spouse did you now
if you wait and claimed at Full retirement age currently age 66 you can choose to
claim on your spousal you can continue to grow your own benefits it eight
percent guaranteed and claim your own later called the restricted application
it’s one of the switch strategies so it allows an individual to claim an
application to only one benefit which may allow another benefit to receive
delayed credits at eight percent guaranteed each spouse gets both a
spousal and in South solo benefit the new rules in the bipartisan budget 2015
specifying now were you born before January the second 1954 if so you could
do this restricted application call me at 407 644 9411 or visit me at stewardship
matters.net that’s stewardshipmatters.net